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Neighborhood · Ranked #29,336 of 84,120 nationally

Harbor Town Eviction Risk: Moderate , Memphis

Tract 47157000300 · Shelby County, TN · pop 645 · neighborhood within 1.3 mi

47157000300 is a census tract in the Harbor Town area of Memphis, TN. It scores 5.2/10 for landlords. It is home to 645 residents. Against Shelby County at 48.3%, roughly one in eight of renters here are cost-burdened.

Risk score
5.2
Moderate
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 4% Stable renters 30% Owners 66%
Tract context
Occupied units250
Renter share33.6%
SVI overall0.94
Poverty rate26.3%
Median income$38,000

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#2 of 3 tracts In Harbor Town
Moderate
Within parent city
51 th percentile
Rank, 51st percentileLowHigh
#98 of 197 tracts In Memphis
Moderate
Within county
59 th percentile
Rank, 59th percentileLowHigh
#103 of 249 tracts In Shelby County
Elevated
Within state
90 th percentile
Rank, 90th percentileLowHigh
#178 of 1,701 tracts In Tennessee
High
Geographic context

Risk heat across Memphis and the region

Centroid at 35.1768, -90.0293 · click any tract to drill in

Why Harbor Town scores 5.2

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Memphis
6.0
Regional political climate
2024 county presidential margin
6.5
State political climate
Tennessee legislature & governorship
1.9
Economic stress
26.3% poverty · this tract
6.6
Supply constraint
$1,138 rent vs county FMR
3.4
Rent control risk
Inherited from Memphis
1.5
Eviction process difficulty
State law sets the calendar
3.5
Tenant organizing strength
Inherited from Memphis
5.0
Housing court bias
Inherited from Memphis
4.5

How Harbor Town compares

Risk score vs. parent city, county, state.
Harbor Town risk score vs. parent city / county / state5.2This tracttract 0003004.0Memphisparent city4.3Countyavg tract in county3.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 94

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Pandemic-era tracking (2020–2021)

  • 72Total filings 2020-21
  • 1.0Avg monthly (observed)
  • 0.9Pre-pandemic baseline
  • 1.09×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-04-01
Monthly eviction filings vs pre-pandemic baseline

Pandemic filings ran near baseline. Eviction Lab tracked Memphis, TN as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Within Harbor Town. Closest by Eviction Risk Score.

Analysis

What drives eviction risk in Harbor Town

The main counterweight is rent-regulation exposure at 1.5/10. Set annual rent against average income of $38,000 and the ratio lands at 36%, above the conventional 30% ceiling.

Disability prevalence runs 49.0% against 31.5% nationally. On the softer side, state political climate reads 1.9/10. The poverty rate is 26%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

The severe-burden share is 12%, and it is the single best predictor in this model of a filing that actually reaches judgment. It sits 0.9 points above the Shelby County average of 4.3. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

On the national scale it lands near the 65th percentile of the 84,120 tracts scored. Statute speed, court posture and rent-regulation exposure are inherited from Memphis eviction risk rather than measured on these blocks; the economic and supply components are the tract-level part of the score. CDC social-vulnerability scoring puts the tract at 9.5/10.

Statewide the TN average is 3.9, so this tract runs 1.3 points hotter. Of its three components the socioeconomic standing measure is the most pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 47157000300

Q1

What is the eviction-risk score for census tract 47157000300?

Census tract 47157000300 in the Harbor Town neighborhood scores 5.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 47157000300?

Median gross rent is $1,138/month (ACS 5-year 2023, table B25064). 12% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 47157000300?

26.3% of residents in tract 47157000300 live below the federal poverty line (ACS B17001, 2023). Population: 645.
Q4

How socially vulnerable is tract 47157000300?

CDC Social Vulnerability Index ranks this tract in the 94th percentile nationally. Sub-themes: socioeconomic 97th, household 80th, minority 99th, housing 77th.
Q5

Is tract 47157000300 considered part of Harbor Town?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 47157000300 fall within Harbor Town (neighborhood centroid within 1.3 miles, OSM data).
Q6

Did eviction filings in tract 47157000300 drop during COVID?

Pandemic-era filings ran 1.09× the pre-COVID monthly baseline. Filings returned near baseline. Tracked by the Eviction Lab Eviction Tracking System (Memphis eviction risk, TN), 2020-2021.
Q7

How does tract 47157000300 compare to Memphis overall?

Tract 47157000300 scores 5.2/10, higher than the parent city of Memphis at 4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Memphis eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 47157000300 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 50% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Memphis

Top eight tracts in Memphis ranked by composite eviction-risk score.

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