South Memphis Eviction Risk: Moderate

Disability prevalence runs 54.3% against 31.5% nationally. 30% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The poverty rate is 39%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Annualized rent equals 41% of average household income of $27,179, past the 30% affordability line, which thins the margin any screening standard has to work with. 75% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Cost burden runs 59% here against 48.3% across Shelby County.

On the softer side, rent-regulation exposure reads 1.5/10. Well under the midpoint, state political climate reads 1.9/10. At $932 a month, rents run 21% under what the rest of Memphis commands.

It sits 1.1 points above the Shelby County average of 4.3. Adults with no health insurance runs 18.8% against 11.3% nationally.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Memphis. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. On the national scale it lands near the 70th percentile of the 84,120 tracts scored. On the CDC Social Vulnerability Index the tract reads 7.7/10, which tracks how hard a shock lands on the households already here.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.