South Memphis Eviction Risk: Moderate

Annualized rent equals 63% of average household income of $14,765, past the 30% affordability line, which thins the margin any screening standard has to work with. What pushes it up most is economic stress at 10/10.

Disability prevalence runs 60.7% against 31.5% nationally. The poverty rate is 76%, which in this model reads as reduced rent-recovery odds after a judgment.

At $775 a month, rents run 34% under what the rest of Memphis commands. Running cool, supply constraint reads 1/10. 60% of renter households cross the 30%-of-income line, well above the Shelby County average of 48.3%.

Well under the midpoint, rent-regulation exposure reads 1.5/10. Adults with no health insurance runs 24.5% against 11.3% nationally.

It sits 1.1 points above the Shelby County average of 4.3. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 70% of the 84,120 US census tracts in this model.

Social vulnerability reads 9.9/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the TN average is 3.9, so this tract runs 1.5 points hotter.

Of its three components the socioeconomic standing measure is the most pressured. 63% of occupied units are renter-occupied.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.