St. Johns Eviction Risk: Moderate , Austin

Adults with no health insurance runs 33.3% against 11.3% nationally. Annualized rent equals 39% of average household income of $44,657, past the 30% affordability line, which thins the margin any screening standard has to work with.

The clearest offset is state political climate at 1.5/10. This is renter territory: 74% of occupied units are tenant-occupied. On the high side, local political climate reads 8.5/10.

Severe burden reaches 21%. Those are renters paying half their income or more, and that is where non-payment filings originate. Well under the midpoint, rent-regulation exposure reads 1.5/10.

The poverty rate is 28%, which in this model reads as reduced rent-recovery odds after a judgment. Against the Travis County average of 4.0, this tract reads riskier for landlords by 1.4 points.

Average gross rent is $1,467, 15% below the Austin average. That is riskier than roughly 70% of the 84,120 US census tracts in this model.

Social vulnerability reads 9.7/10 on the CDC index, a measure of exposure to housing and economic shocks.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.