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Neighborhood · Ranked #28,017 of 84,120 nationally

Malloy Terrace Eviction Risk: Moderate , Ferndale

Tract 53073010506 · Whatcom County, WA · pop 3,324 · neighborhood within 1.3 mi

The Moderate-tier score of 4.9/10 for census tract 53073010506 reflects conditions in Malloy Terrace in Ferndale, Washington. That is riskier than about 33% of US census tracts.

About 31% of renters carry a rent burden of 30% of income or higher, a high level, and 12% are severely burdened at 50% or more. Average rent runs $1,567 a month against an average household income of $76,048 a year, roughly 25% of income at the averages. About 57% of occupied units are renter-occupied, a renter-majority tract.

Risk score
4.8
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 17% Stable renters 39% Owners 44%
Tract context
Occupied units1,301
Renter share56.6%
SVI overall0.53
Poverty rate9.6%
Median income$76,048

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#1 of 1 tracts In Malloy Terrace
Moderate
Within parent city
100 th percentile
Rank, 100th percentileLowHigh
#1 of 4 tracts In Ferndale
Very High
Within county
40 th percentile
Rank, 40th percentileLowHigh
#33 of 54 tracts In Whatcom County
Low
Within state
58 th percentile
Rank, 58th percentileLowHigh
#744 of 1,772 tracts In Washington
Elevated
Geographic context

Risk heat across Ferndale and the region

Centroid at 48.8494, -122.5957 · click any tract to drill in

Why Malloy Terrace scores 4.8

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Ferndale
7.8
Regional political climate
2024 county presidential margin
6.2
State political climate
Washington legislature & governorship
6.0
Economic stress
9.6% poverty · this tract
2.4
Supply constraint
$1,567 rent vs county FMR
4.5
Rent control risk
Inherited from Ferndale
7.9
Eviction process difficulty
State law sets the calendar
5.3
Tenant organizing strength
Inherited from Ferndale
7.2
Housing court bias
Inherited from Ferndale
6.6

How Malloy Terrace compares

Risk score vs. parent city, county, state.
Malloy Terrace risk score vs. parent city / county / stateThis tract: 4.84.8This tracttract 010506Ferndale: 7.07.0Ferndaleparent cityCounty: 5.35.3Countyavg tract in countyState: 4.54.5Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 53

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Analysis

What drives eviction risk in Malloy Terrace

The heaviest input here is rent-control risk at 7.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Ferndale, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Whatcom County average of 5.2 and in line with the Washington statewide average of 5.2. Within its own county it reads on the safer side for landlords.

The tract is predominantly White and ranks around the 53rd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 53073010506

Q1

What is the eviction-risk score for census tract 53073010506?

Census tract 53073010506 in the Malloy Terrace neighborhood scores 4.8/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 53073010506?

Median gross rent is $1,567/month (ACS 5-year 2023, table B25064). 31% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 53073010506?

9.6% of residents in tract 53073010506 live below the federal poverty line (ACS B17001, 2023). Population: 3,324.
Q4

How socially vulnerable is tract 53073010506?

CDC Social Vulnerability Index ranks this tract in the 53th percentile nationally. Sub-themes: socioeconomic 53th, household 44th, minority 38th, housing 59th.
Q5

Is tract 53073010506 considered part of Malloy Terrace?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 53073010506 fall within Malloy Terrace (neighborhood centroid within 1.3 miles, OSM data).
Q6

How does tract 53073010506 compare to Ferndale overall?

Tract 53073010506 scores 4.8/10, lower than the parent city of Ferndale at 7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Ferndale; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in Ferndale

Top eight tracts in Ferndale ranked by composite eviction-risk score.

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