North Island Eviction Risk: Lower , Wheeling

Pulling hardest the other way is rent-regulation exposure at 1/10. Well under the midpoint, tenant-organizing strength reads 1.5/10. 21% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Running cool, state political climate reads 1.8/10. The poverty rate is 19%, which in this model reads as reduced rent-recovery odds after a judgment. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

On the national scale it lands near the 31st percentile of the 84,120 tracts scored. Social vulnerability reads 4.9/10 on the CDC index, a measure of exposure to housing and economic shocks. Rent consumes only 14% of average household income of $69,271, an unusually wide affordability cushion.

It tracks the Ohio County average of 3.6 closely. Average gross rent is $834, close to the Wheeling average.

39% of occupied units are renter-occupied.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.