Middle Village Eviction Risk: Moderate , Oshkosh

Severe burden reaches 36%. Those are renters paying half their income or more, and that is where non-payment filings originate. What pushes it up most is economic stress at 10/10. SNAP participation runs 42.9% against 15.2% nationally.

The poverty rate is 64%, which in this model reads as reduced rent-recovery odds after a judgment. 93% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Sitting well above the midpoint, tenant-organizing strength reads 8.8/10. Set annual rent against average income of $34,113 and the ratio lands at 34%, above the conventional 30% ceiling.

Against the Winnebago County average of 4.0, this tract reads riskier for landlords by 1.4 points. Well under the midpoint, eviction-process difficulty reads 2.7/10.

The filing record is not thin: 153 evictions over 12 years of observation. The worst year on record was 2012, when 3.4% of renter households were served. Inability to pay a utility bill runs 14.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Oshkosh. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.