Downtown Knoxville Eviction Risk: Moderate

Against Knox County at 40.9%, 66% of renters here are cost-burdened. Set annual rent against average income of $14,229 and the ratio lands at 76%, above the conventional 30% ceiling. The score leans hardest on economic stress at 10/10.

The poverty rate is 84%, which in this model reads as reduced rent-recovery odds after a judgment. 96% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Well under the midpoint, rent-regulation exposure reads 1/10. Disability prevalence runs 49.8% against 31.5% nationally. On the softer side, supply constraint reads 1/10.

At $896 a month, rents run 25% under what the rest of Knoxville commands. Against the Knox County average of 3.7, this tract reads riskier for landlords by 1.1 points. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

On the national scale it lands near the 58th percentile of the 84,120 tracts scored. Social vulnerability reads 3.9/10 on the CDC index, a measure of exposure to housing and economic shocks.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.