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Chapel Hill, Tennessee eviction risk overview
City brief · 1,712 residents

Chapel Hill, TN Eviction Risk: VERY LOW

Marshall County · Population 1,712

In 2026
Risk score
2.2
VERY LOW

27th percentile, Tennessee.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.8 Average2.7 Now2.2
10 5 1976 · score 2.7 1977 · score 2.7 1978 · score 2.7 1979 · score 2.8 1980 · score 2.4 1981 · score 2.5 1982 · score 2.5 1983 · score 2.4 1984 · score 1.8 1985 · score 1.9 1986 · score 1.8 1987 · score 1.9 1988 · score 1.9 1989 · score 1.9 1990 · score 1.9 1991 · score 2.0 1992 · score 2.7 1993 · score 2.7 1994 · score 2.7 1995 · score 2.7 1996 · score 2.7 1997 · score 2.7 1998 · score 2.7 1999 · score 2.8 2000 · score 2.9 2001 · score 3.0 2002 · score 3.0 2003 · score 3.0 2004 · score 2.9 2005 · score 2.9 2006 · score 2.9 2007 · score 2.9 2008 · score 2.9 2009 · score 3.0 2010 · score 3.0 2011 · score 3.0 2012 · score 2.8 2013 · score 2.8 2014 · score 2.9 2015 · score 2.9 2016 · score 2.6 2017 · score 2.7 2018 · score 2.8 2019 · score 2.9 2020 · score 3.2 2021 · score 3.2 2022 · score 3.2 2023 · score 3.2 2024 · score 3.0 2025 · score 2.9 2026 · score 2.2

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 3.3 Regional 3.3 State 1.9 Economic 3.7 Supply 5.4 Rent Control 2.4 Eviction 1.9 Tenant 3.8 Housing 2.6 2.2 VERY LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +56.6% (2024)
    3.3
  2. Regional political climate
    County-weighted neighbor mix
    3.3
  3. State political climate
    Tennessee legislature & governorship
    1.9
  4. Economic stress
    4.1% poverty · 2.6% unemp.
    3.7
  5. Supply constraint
    $1,097 average · 13.9% renters
    5.4
  6. Rent Control risk
    30.4% of income on rent
    2.4
  7. Eviction process difficulty
    38 days filing → judgment
    1.9
  8. Tenant organizing strength
    13.9% renters
    3.8
  9. Housing court bias
    County bench composition
    2.6
Geographic context

Risk heat across Chapel Hill and the region

Click any city to see its score

How Chapel Hill compares

Risk score vs. peers, county, state, and the U.S.
Rank in Marshall County
Very Low
#3 of 3 cities
Rank in county, 0th percentileBottomTop
#3 of 3 cities in Marshall County for landlord eviction risk.
Rank in Tennessee
Low
#375 of 501 cities
Rank in state, 25th percentileBottomTop
#375 of 501 cities in Tennessee for landlord eviction risk.
vs. county · state · U.S.
Chapel Hill risk score vs. county / state / U.S.Chapel Hill: 2.22.2Chapel HillThis cityCounty: 2.42.4Countyavg in countyState: 3.33.3Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.2
    / 10 · VERY LOW
    The verdict

    A Very low-tier market.

    Composite 2.2/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend-0.5 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 38d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,097/mo. A contested eviction takes 38 days and costs $1,120-$2,876 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 13.9%
    Renters
    The renters

    Who you'll be renting to.

    Out of 1,712 residents, 13.9% rent. 30% are spending 30%+ income on rent, 4.1% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 3.3
    Local + regional
    The politics

    Light-statute interior market.

    Local & regional political climate score 3.3 and 3.3 (GOP margin +56.6% (2024)). State climate at 1.9, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 1.9
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 1.9/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.9, housing court bias 2.6, rent-control risk 2.4. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.1 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 3.7
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 3.7. Supply constraint: 5.4. The numbers behind those: 4.1% poverty, 2.6% unemployment, 30% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Chapel Hill sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Nashville-Davidson metropolitan government, TN · 37d · ~$2.1k all-in ($57/day) · score 4.5 Nashville-Davidson metropolitan government Murfreesboro, TN · 35d · ~$2.2k all-in ($63/day) · score 2 Murfreesboro Franklin, TN · 35d · ~$2.1k all-in ($61/day) · score 1.4 Franklin Hendersonville, TN · 36d · ~$2.0k all-in ($54/day) · score 3.4 Hendersonville Smyrna, TN · 38d · ~$2.0k all-in ($52/day) · score 3.3 Smyrna Spring Hill, TN · 35d · ~$1.8k all-in ($52/day) · score 2.4 Spring Hill Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Knoxville, TN · 35d · ~$2.0k all-in ($57/day) · score 2.2 Knoxville Chattanooga, TN · 31d · ~$2.1k all-in ($67/day) · score 2.8 Chattanooga Clarksville, TN · 35d · ~$2.1k all-in ($59/day) · score 2.3 Clarksville Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Chapel Hill
Chapel Hill · 38d · ~$2.0k all-in ($53/day) · score 2.2 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in Chapel Hill, TN

Landlording in Chapel Hill, Tennessee, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.2/10 (VERY LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Chapel Hill is a city of 1,712 residents where 13.9% of occupied units are renter-occupied, and the typical renter spends 30.4% of income on rent. At an average rent of $1,097/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Chapel Hill eviction process actually works

Eviction process difficulty here reads 1.9/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Chapel Hill closes 38 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Chapel Hill's timeline is usually the calendar, not the motion practice. Housing court bias scores 2.6/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Chapel Hill runs $1,120 to $2,876 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 38 days of typical timeline and $1,097/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 3.8/10 in Chapel Hill, and the city has limited rent control exposure (2.4/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Tennessee, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Chapel Hill: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a VERY LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Tennessee's statutory language. Fix those four, and most cases settle or default. Skip them, and a $2,876 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Chapel Hill

Trap · 50.0 POINTS
Politically, Marshall County voted Republican by 50.0 points in 2020, a baseline that correlates with landlord-neutral legislative pressure. Combined with 30.4% rent-to-income ratio, expect baseline enforcement of T.C.A. 66-28 URLTA.
05FAQ

Frequently asked questions

Q1

What's the fastest way to get a non-paying tenant out in Chapel Hill?

The fastest way is often "cash for keys." Offer them a lump sum to vacate by a specific date, leaving the property in good condition. Get it in writing. This bypasses the court process and can save you weeks and significant legal fees. If that fails, issuing the 14-day pay-or-quit notice immediately and filing for Unlawful Detainer as soon as that period expires is the next fastest legal route.
Q2

Do I need a lawyer for an eviction in Marshall County?

You are not legally required to have a lawyer for an Unlawful Detainer action in Tennessee General Sessions Court. However, it's highly recommended. An attorney familiar with Tennessee eviction risk overview and Marshall County procedures can ensure all paperwork is correct, deadlines are met, and your case is presented effectively, minimizing delays and increasing your chances of a swift resolution. It's often worth the cost.
Q3

Can I just change the locks if a tenant stops paying rent?

Absolutely not. Changing locks, shutting off utilities, or removing a tenant's belongings without a court order (Writ of Possession) is an illegal self-help eviction in Tennessee. You could face significant penalties, including fines and damages paid to the tenant. Always follow the legal process, even if it feels slow.
Q4

How long do I have to return a security deposit in Chapel Hill?

You have 30 days from the date the tenant moves out to either return the full security deposit or send an itemized list of deductions to their last known address. If you fail to do this within 30 days, you may forfeit your right to withhold any portion of the deposit.
Q5

What if my tenant claims they lost their job and can't pay rent?

Sympathy is one thing, business is another. While unfortunate, a tenant's job loss does not negate their obligation to pay rent. You still must follow the proper eviction procedure, starting with the 14-day pay-or-quit notice. You can choose to work out a payment plan, but get it in writing and understand you are still taking a risk. For more on tenant protections, see our Tennessee tenant protections guide.
06Score

What this score means for landlords2

A 2.2/10 places Chapel Hill in the 27th percentile of Tennessee cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.