Harbor Town Eviction Risk: Moderate , Memphis

The main counterweight is rent-regulation exposure at 1.5/10. Set annual rent against average income of $38,000 and the ratio lands at 36%, above the conventional 30% ceiling.

Disability prevalence runs 49.0% against 31.5% nationally. On the softer side, state political climate reads 1.9/10. The poverty rate is 26%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

The severe-burden share is 12%, and it is the single best predictor in this model of a filing that actually reaches judgment. It sits 0.9 points above the Shelby County average of 4.3. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

On the national scale it lands near the 65th percentile of the 84,120 tracts scored. Statute speed, court posture and rent-regulation exposure are inherited from Memphis eviction risk rather than measured on these blocks; the economic and supply components are the tract-level part of the score. CDC social-vulnerability scoring puts the tract at 9.5/10.

Statewide the TN average is 3.9, so this tract runs 1.3 points hotter. Of its three components the socioeconomic standing measure is the most pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.