Slaton-Bean Eviction Risk: Moderate , Lubbock

Adults with no health insurance runs 36.0% against 11.3% nationally. 33% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The clearest offset is rent-regulation exposure at 1/10.

On the softer side, state political climate reads 1.5/10. Annualized rent equals 32% of average household income of $32,474, past the 30% affordability line, which thins the margin any screening standard has to work with.

Running cool, tenant-organizing strength reads 1.5/10. 65% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Average gross rent is $878, 26% below the Lubbock average.

The poverty rate is 24%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. It sits 1.0 points above the Lubbock County average of 3.6. That is riskier than roughly 53% of the 84,120 US census tracts in this model.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.