North By Northwest Eviction Risk: Moderate , Lubbock

Against Lubbock County at 45.8%, 65% of renters here are cost-burdened. Pulling hardest the other way is rent-regulation exposure at 1/10.

The poverty rate is 34%, which in this model reads as reduced rent-recovery odds after a judgment. 76% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Set annual rent against average income of $53,257 and the ratio lands at 33%, above the conventional 30% ceiling.

Running cool, state political climate reads 1.5/10. On the softer side, tenant-organizing strength reads 1.5/10.

The voucher gap is 24.2%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. At $1,480 a month, rents run 25% over what the rest of Lubbock commands.

Against the Lubbock County average of 3.6, this tract reads riskier for landlords by 1.0 points. Nationally it ranks #39,308 of 84,120 for landlord eviction difficulty.

Social vulnerability reads 5.1/10 on the CDC index, a measure of exposure to housing and economic shocks.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.