South Overton Eviction Risk: Moderate , Lubbock

86% of renter households cross the 30%-of-income line, well clear of the Lubbock County average of 45.8%. Set annual rent against average income of $19,020 and the ratio lands at 73%, above the conventional 30% ceiling. The dominant input is economic stress at 10/10.

The poverty rate is 68%, which in this model reads as reduced rent-recovery odds after a judgment. 100% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. On the softer side, rent-regulation exposure reads 1/10.

Running cool, state political climate reads 1.5/10. Disability prevalence runs 45.7% against 31.5% nationally. Adults with no health insurance runs 21.4% against 11.3% nationally.

It sits 1.0 points above the Lubbock County average of 3.6. Nationally it ranks #39,308 of 84,120 for landlord eviction difficulty.

On the CDC Social Vulnerability Index the tract reads 5/10, which tracks how hard a shock lands on the households already here. Of its three components the household composition measure is the least pressured.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.