Hilltop Eviction Risk: Moderate

Severe burden reaches 27%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. The strongest single driver of the headline number is tenant-organizing strength at 8.5/10.

SNAP participation is 33.5% of households versus 15.2% nationally. Internally this is not one market. Tract scores span 3.6 to 5, so two buildings inside the same boundary can carry materially different risk.

17.4% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. The poverty rate is 21%, which shows up in this model as reduced rent-recovery odds after a judgment.

Well under the midpoint is eviction-process difficulty, at 2.7/10. For a like-for-like read, Jones Creek and Fontaine score within a fraction of it. Social vulnerability runs high at 8.7/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

Average gross rent runs $764, close to the Martinsville average. Annual rent works out to 24% of average household income of $37,442.

57% of occupied units are renter-occupied.

For a specific building, read the per-tract breakdown below rather than the 4.4 headline, because the internal range is too wide to average safely. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.