Woodstock Eviction Risk: Moderate , Richmond

Adults with no health insurance runs 34.6% against 11.3% nationally. 29% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Set annual rent against average income of $42,670 and the ratio lands at 33%, above the conventional 30% ceiling.

Sitting well above the midpoint, regional political climate reads 8.4/10. The poverty rate is 31%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

This is renter territory: 66% of occupied units are tenant-occupied. Inability to pay a utility bill runs 23.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Well under the midpoint, supply constraint reads 1.8/10.

Against the Richmond City average of 4.3, this tract reads riskier for landlords by 1.4 points. Cost burden runs 44% here against 50.2% across Richmond City.

Average gross rent is $1,158, 16% below the Richmond average. The filing record is not thin: 3,170 evictions over 4 years of observation.

Filings peaked in 2014 at 59.5% of renter households. In a typical year about 57.8% of renter households face a filing. That is riskier than roughly 74% of the 84,120 US census tracts in this model.

CDC social-vulnerability scoring puts the tract at 9.8/10.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.