Neighborhood · Ranked #68,306 of 84,120 nationally

Loudon Heights Eviction Risk: Lower , Charleston

Tract 54039001902 · Kanawha County, WV · pop 3,933 · neighborhood within 1.2 mi

Landlord eviction risk in census tract 54039001902 (Loudon Heights in Charleston, West Virginia) comes in at 3.2/10, the Lower tier. It lands near the 3rd percentile nationally for landlord eviction risk.

20% of renter households here spend at least 30% of income on rent, a modest level, and 9% are severely burdened at 50% or more. Average rent runs $1,298 a month against an average household income of $115,387 a year, roughly 13% of income at the averages. Renters make up 7% of occupied homes.

Risk score

2.4

Lower

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 1% Stable renters 5% Owners 94%

Tract context

Occupied units1,825

Renter share6.7%

SVI overall0.19

Poverty rate3.9%

Median income$115,387

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Charleston and the region

Centroid at 38.3235, -81.6511 · click any tract to drill in

Why Loudon Heights scores 2.4

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Charleston

3.5

Regional political climate

2024 county presidential margin

4.3

State political climate

West Virginia legislature & governorship

1.8

Economic stress

3.9% poverty · this tract

1.0

Supply constraint

$1,298 rent vs county FMR

7.3

Rent control risk

Inherited from Charleston

1.0

Eviction process difficulty

State law sets the calendar

2.0

Tenant organizing strength

Inherited from Charleston

2.5

Housing court bias

Inherited from Charleston

2.5

How Loudon Heights compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 19

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

11%Socioeconomic
48%Household composition
17%Racial/ethnic minority
33%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

2%Grade A
0%Grade B
3%Grade C
3%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Loudon Heights. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

5.4%Housing insecurity
4.9%Utility-shutoff threat
5.7%Food insecurity
4.5%SNAP enrollment
3.7%Transit barriers
3.4%No health insurance
14.2%Frequent mental distress
26.3%Any disability

Analysis

What drives eviction risk in Loudon Heights

The heaviest input here is supply constraint at 7.3/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Charleston eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Kanawha County average of 4.3 and below the West Virginia statewide average of 4.3. Within its own county it reads on the safer side for landlords.

The tract is predominantly White and ranks around the 19th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

In CDC survey modeling, about 5.4% of adults here said they could not pay rent or mortgage at some point in the past year, and 4.9% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is among the easier places to operate: faster process, lighter tenant-protection overhead, and shorter typical cases.

Frequently asked

About tract 54039001902

What is the eviction-risk score for census tract 54039001902?

Census tract 54039001902 in the Loudon Heights neighborhood scores 2.4/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 54039001902?

Median gross rent is $1,298/month (ACS 5-year 2023, table B25064). 20% of renter households are cost-burdened.

What is the poverty rate in tract 54039001902?

3.9% of residents in tract 54039001902 live below the federal poverty line (ACS B17001, 2023). Population: 3,933.

How socially vulnerable is tract 54039001902?

CDC Social Vulnerability Index ranks this tract in the 19th percentile nationally. Sub-themes: socioeconomic 11th, household 48th, minority 17th, housing 33th.

Is tract 54039001902 considered part of Loudon Heights?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 54039001902 fall within Loudon Heights (neighborhood centroid within 1.2 miles, OSM data).

What share of households in tract 54039001902 struggle to pay rent?

About 5.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.9% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 54039001902 compare to Charleston overall?

Tract 54039001902 scores 2.4/10, lower than the parent city of Charleston at 3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Charleston eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 54039001902 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 3% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Charleston

Top eight tracts in Charleston ranked by composite eviction-risk score.