Howard Eviction Risk: Moderate

The score leans hardest on tenant-organizing strength at 7.5/10. 14% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Running cool, state political climate reads 2.9/10. The filing record is not thin: 310 evictions over 10 years of observation.

On the softer side, rent-regulation exposure reads 2.9/10. At $987 a month, rents run 10% under what the rest of Howard commands. The worst year on record was 2009, when 4.2% of renter households were served.

In a typical year about 2.2% of renter households face a filing. On the national scale it lands near the 44th percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 4.8/10, which tracks how hard a shock lands on the households already here. Against average income of $68,911, annual rent is just 17%. It tracks the Brown County average of 3.8 closely.

62% of occupied units are renter-occupied.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.