Water Street Historic District Eviction Risk: Moderate

The strongest single driver of the headline number is economic stress at 10/10. The poverty rate is 48%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

75% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. Running hot is tenant-organizing strength at 8.7/10. At $747 a month, rents sit 29% under what the rest of Eau Claire commands.

The severe-burden share is 22%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. On the softer side is supply constraint, at 1.8/10. SNAP participation is 28.2% of households versus 15.2% nationally.

The filing record is not thin: 219 evictions logged in this tract. Filing activity peaked in 2014 at 1.9% of renter households. The most recent observed rate, 0.9% in 2017, is well off that peak.

That places it #1 of 12 neighborhoods in Eau Claire. Annual rent works out to 26% of average household income of $34,883.

One tract means one number: 5.4/10 applies directly to any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.