Neighborhood · Ranked #32,842 of 84,120 nationally

Downtown Eviction Risk: Moderate , Racine

Tract 55101002900 · Racine County, WI · pop 4,752 · neighborhood within 0.2 mi

With a score of 5/10, tract 55101002900 in the Downtown area of Racine, WI reads moderate for landlord eviction risk. It is home to 4,752 residents. Cost burden runs 56% here against 36.6% across Racine County.

Risk score

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 33% Stable renters 26% Owners 41%

Tract context

Occupied units1,929

Renter share59.1%

SVI overall0.96

Poverty rate36.3%

Median income$39,583

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Racine and the region

Centroid at 42.7274, -87.7790 · click any tract to drill in

Why Downtown scores 5

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Racine

5.5

Regional political climate

2024 county presidential margin

4.8

State political climate

Wisconsin legislature & governorship

2.9

Economic stress

36.3% poverty · this tract

9.1

Supply constraint

$1,040 rent vs county FMR

4.1

Rent control risk

Inherited from Racine

2.0

Eviction process difficulty

State law sets the calendar

4.0

Tenant organizing strength

Inherited from Racine

4.0

Housing court bias

Inherited from Racine

4.0

How Downtown compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 96

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

95%Socioeconomic
87%Household composition
80%Racial/ethnic minority
88%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
11%Grade C
35%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Downtown. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

30.1%Housing insecurity
20.8%Utility-shutoff threat
44.0%Food insecurity
50.0%SNAP enrollment
21.0%Transit barriers
21.0%No health insurance
20.6%Frequent mental distress
44.7%Any disability

Analysis

What drives eviction risk in Downtown

What pushes it up most is economic stress at 9.1/10. The poverty rate is 36%, which in this model reads as reduced rent-recovery odds after a judgment. The severe-burden share is 19%, and it is the single best predictor in this model of a filing that actually reaches judgment.

On the softer side, rent-regulation exposure reads 2/10. It sits 1.3 points above the Racine County average of 3.7. Inability to pay a utility bill runs 20.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Adults with no health insurance runs 21.0% against 11.3% nationally. Running hot, court filing pressure reads 7.4/10. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Racine. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

That is riskier than roughly 61% of the 84,120 US census tracts in this model. Social vulnerability reads 9.6/10 on the CDC index, a measure of exposure to housing and economic shocks.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 55101002900

What is the eviction-risk score for census tract 55101002900?

Census tract 55101002900 in the Downtown neighborhood scores 5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 55101002900?

Median gross rent is $1,040/month (ACS 5-year 2023, table B25064). 56% of renter households are cost-burdened.

What is the poverty rate in tract 55101002900?

36.3% of residents in tract 55101002900 live below the federal poverty line (ACS B17001, 2023). Population: 4,752.

How socially vulnerable is tract 55101002900?

CDC Social Vulnerability Index ranks this tract in the 96th percentile nationally. Sub-themes: socioeconomic 95th, household 87th, minority 80th, housing 88th.

Is tract 55101002900 considered part of Downtown?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 55101002900 fall within Downtown (neighborhood centroid within 0.2 miles, OSM data).

What share of households in tract 55101002900 struggle to pay rent?

About 30.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 20.8% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 55101002900 compare to Racine overall?

Tract 55101002900 scores 5/10, higher than the parent city of Racine at 3.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Racine eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 55101002900 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 35% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Racine

Top eight tracts in Racine ranked by composite eviction-risk score.