Towerview Eviction Risk: Moderate , Racine

34% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The score leans hardest on economic stress at 9.6/10. The poverty rate is 38%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Well under the midpoint, rent-regulation exposure reads 2/10. Against the Racine County average of 3.7, this tract reads riskier for landlords by 1.3 points.

On the high side, court filing pressure reads 7.4/10. Housing insecurity runs 22.7% against 14.2% nationally.

Court records carry 1,468 eviction filings across 11 observed years. Inability to pay a utility bill runs 15.5% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Filings peaked in 2001 at 12.8% of renter households. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Racine. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.