Census Tract · Ranked #37,643 of 84,120 nationally

Oxford Eviction Risk: Moderate

Tract 01015001103 · Calhoun County, AL · pop 4,146 · 63% of tract blocks fall in Oxford

Census tract 01015001103 runs through Oxford in Calhoun County. With 4,146 residents, it scores 5.1/10 for landlords. That is riskier than roughly 44% of the 84,120 US census tracts we score.

Rent eats 30% or more of income for 85% of renter households, a severe level, and 42% are severely burdened at 50% or more. Average rent runs $1,050 a month against an average household income of $61,042 a year, roughly 21% of income at the averages. Renters make up 17% of occupied homes.

Risk score

4.2

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 14% Stable renters 3% Owners 83%

Tract context

Occupied units1,485

Renter share17.0%

SVI overall0.86

Poverty rate17.3%

Median income$61,042

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Oxford and the region

Centroid at 33.5897, -85.8174 · click any tract to drill in

Why Oxford scores 4.2

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Oxford

3.7

Regional political climate

2024 county presidential margin

3.1

State political climate

Alabama legislature & governorship

1.8

Economic stress

17.3% poverty · this tract

4.3

Supply constraint

$1,050 rent vs county FMR

6.2

Rent control risk

Inherited from Oxford

3.9

Eviction process difficulty

State law sets the calendar

1.7

Tenant organizing strength

Inherited from Oxford

5.8

Housing court bias

Inherited from Oxford

5.3

How Oxford compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 86

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

75%Socioeconomic
97%Household composition
34%Racial/ethnic minority
80%Housing & transportation

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

13.7%Housing insecurity
9.5%Utility-shutoff threat
19.8%Food insecurity
14.8%SNAP enrollment
9.9%Transit barriers
10.6%No health insurance
17.6%Frequent mental distress
38.9%Any disability

Analysis

What drives eviction risk in Oxford

The score leans hardest on supply constraint at 6.2/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Oxford eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Calhoun County average of 4.7 and above the Alabama statewide average of 4.5. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 13.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 9.5% faced a utility shutoff threat, a common early warning before a filing.

The tract is predominantly White and ranks around the 86th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 01015001103

What is the eviction-risk score for census tract 01015001103?

Census tract 01015001103 in Oxford scores 4.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 01015001103?

Median gross rent is $1,050/month (ACS 5-year 2023, table B25064). 85% of renter households are cost-burdened.

What is the poverty rate in tract 01015001103?

17.3% of residents in tract 01015001103 live below the federal poverty line (ACS B17001, 2023). Population: 4,146.

How socially vulnerable is tract 01015001103?

CDC Social Vulnerability Index ranks this tract in the 86th percentile nationally. Sub-themes: socioeconomic 75th, household 97th, minority 34th, housing 80th.

What share of households in tract 01015001103 struggle to pay rent?

About 13.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 9.5% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 01015001103 compare to Oxford overall?

Tract 01015001103 scores 4.2/10, higher than the parent city of Oxford at 2.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Oxford eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Sibling tracts

Highest-risk tracts in Oxford

Top eight tracts in Oxford ranked by composite eviction-risk score.