Marks Village Eviction Risk: Moderate , Birmingham

Cost burden runs 61% here against 46.3% across Jefferson County. Pulling hardest the other way is rent-regulation exposure at 1/10. Set annual rent against average income of $29,917 and the ratio lands at 37%, above the conventional 30% ceiling.

74% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. The poverty rate is 31%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Running cool, state political climate reads 1.8/10.

Disability prevalence runs 44.5% against 31.5% nationally. Inability to pay a utility bill runs 20.9% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Sitting well above the midpoint, economic stress reads 7.7/10.

Against the Jefferson County average of 4.3, this tract reads riskier for landlords by 1.1 points. At $934 a month, rents run 16% under what the rest of Birmingham commands. Princeton's Eviction Lab logged 285 filings here across 11 tracked years.

The worst year on record was 2001, when 8.9% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.