North Birmingham Eviction Risk: Moderate

Food insecurity runs 48.4% against 17.8% nationally. Cost burden runs 62% here against 46.3% across Jefferson County. Severe burden reaches 29%. Those are renters paying half their income or more, and that is where non-payment filings originate.

The poverty rate is 39%, which in this model reads as reduced rent-recovery odds after a judgment. Annualized rent equals 42% of average household income of $25,323, past the 30% affordability line, which thins the margin any screening standard has to work with.

Well under the midpoint, rent-regulation exposure reads 1/10. Inability to pay a utility bill runs 26.4% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. On the softer side, state political climate reads 1.8/10.

Average gross rent is $878, 21% below the Birmingham average. It sits 1.1 points above the Jefferson County average of 4.3. Princeton's Eviction Lab logged 656 filings here across 11 tracked years.

The worst year on record was 2001, when 9.0% of renter households were served. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Birmingham. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

In a typical year about 7.0% of renter households face a filing.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.