Birmingham Eviction Risk: Moderate

86% of renter households cross the 30%-of-income line, far above the Jefferson County average of 46.3%. The dominant input is economic stress at 10/10.

Average gross rent is $1,652, 49% above the Birmingham average. The poverty rate is 42%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Running cool, rent-regulation exposure reads 1/10. The voucher gap is 30.4%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. Set annual rent against average income of $56,771 and the ratio lands at 35%, above the conventional 30% ceiling.

Well under the midpoint, state political climate reads 1.8/10. Housing insecurity runs 25.6% against 14.2% nationally.

Inability to pay a utility bill runs 20.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. It sits 1.1 points above the Jefferson County average of 4.3. The filing record is not thin: 43 evictions over 10 years of observation.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.