Hoover Eviction Risk: Lower

The clearest offset is rent-regulation exposure at 1/10. Well under the midpoint, economic stress reads 1/10.

At $1,013 a month, rents run 30% under what the rest of Hoover commands. On the softer side, tenant-organizing strength reads 1.5/10.

The severe-burden share is 18%, and it is the single best predictor in this model of a filing that actually reaches judgment. It sits 1.3 points below the Jefferson County average of 4.3.

SNAP participation runs 4.9% against 15.2% nationally. Food insecurity runs 9.0% against 17.8% nationally. Nationally it ranks #67,219 of 84,120 for landlord eviction difficulty.

At 5% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. Social vulnerability reads 1.8/10 on the CDC index, a measure of exposure to housing and economic shocks. Rent consumes only 9% of average household income of $136,649, an unusually wide affordability cushion.

Statewide the AL average is 3.9, so this tract runs 0.9 points cooler.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.