Verdue Knolls Eviction Risk: Lower

The clearest offset is rent-regulation exposure, at 1/10. 27% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. Well under the midpoint is economic stress, at 1/10.

On the softer side is tenant-organizing strength, at 1.5/10. The filing record is not thin: 91 evictions logged in this tract.

Food insecurity affects 6.6% of adults, 11.2 points below the national rate. Filing activity peaked in 2002 at 7.8% of renter households. The voucher gap is 10.8%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears.

4.9% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. The most recent observed rate, 2.2% in 2016, is well off that peak. Among the 16 mapped neighborhoods of Hoover, it ranks #4 by risk, the upper third.

Only 6% of units are renter-occupied. Rental comparables are thin here; price renewals off the nearest genuine rental sub-market rather than off surrounding sale prices. For a like-for-like read, Polo Trace and Arbor Hill score within a fraction of it.

One tract means one number: 3/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.