Hoover Eviction Risk: Lower

Pulling hardest the other way is rent-regulation exposure at 1/10. Running cool, economic stress reads 1/10. On the softer side, tenant-organizing strength reads 1.5/10.

Severe burden reaches 16%. Those are renters paying half their income or more, and that is where non-payment filings originate. SNAP participation runs 3.4% against 15.2% nationally. Food insecurity runs 6.4% against 17.8% nationally.

At $1,236 a month, rents run 15% under what the rest of Hoover commands. It sits 0.8 points below the Shelby County average of 3.8. That is riskier than roughly 20% of the 84,120 US census tracts in this model.

At 11% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. CDC social-vulnerability scoring puts the tract at 2.4/10. Against average income of $147,017, annual rent is just 10%.

Statewide the AL average is 3.9, so this tract runs 0.9 points cooler. Of its three components the socioeconomic standing measure is the least pressured.

Poverty sits at 3%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.