Chelsea Eviction Risk: Lower

The voucher gap is 38.1%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. Pulling hardest the other way is economic stress at 1/10.

Running hot, supply constraint reads 8.8/10. Running cool, eviction-process difficulty reads 1.3/10.

Average gross rent is $1,750, 24% above the Chelsea average. SNAP participation runs 4.1% against 15.2% nationally. Food insecurity runs 7.4% against 17.8% nationally.

Against the Shelby County average of 3.8, this tract reads safer for landlords by 0.8 points. On the national scale it lands near the 20th percentile of the 84,120 tracts scored.

Only 4% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. On the CDC Social Vulnerability Index the tract reads 1.5/10, which tracks how hard a shock lands on the households already here. Statewide the AL average is 3.9, so this tract runs 0.9 points cooler.

Of its three components the socioeconomic standing measure is the least pressured. Poverty sits at 1%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.