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Neighborhood · Ranked #56,660 of 84,120 nationally

Vestavia Lake Eviction Risk: Lower , Vestavia Hills

Tract 01073012905 · Jefferson County, AL · pop 4,655 · neighborhood within 0.8 mi

The Vestavia Lake area of Vestavia Hills is where census tract 01073012905 sits, home to 4,655 residents. Its landlord eviction-risk score is 6.1/10. That is riskier than about 79% of US census tracts.

58% of renter households here spend at least 30% of income on rent, a severe level, and 17% are severely burdened at 50% or more. Average gross rent is $1,159 monthly, set against $205,909 in average yearly household income, roughly 7% of income at the averages. About 8% of occupied units are renter-occupied.

Risk score
3.1
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 5% Stable renters 3% Owners 92%
Tract context
Occupied units1,458
Renter share8.3%
SVI overall0.05
Poverty rate28.0%
Median income$205,909

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
50 th percentile
Rank, 50th percentileLowHigh
#2 of 3 tracts In Vestavia Lake
Moderate
Within parent city
89 th percentile
Rank, 89th percentileLowHigh
#2 of 10 tracts In Vestavia Hills
High
Within county
33 th percentile
Rank, 33rd percentileLowHigh
#127 of 189 tracts In Jefferson County
Low
Within state
25 th percentile
Rank, 25th percentileLowHigh
#1,083 of 1,436 tracts In Alabama
Low
Geographic context

Risk heat across Vestavia Hills and the region

Centroid at 33.4538, -86.7743 · click any tract to drill in

Why Vestavia Lake scores 3.1

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Vestavia Hills
6.1
Regional political climate
2024 county presidential margin
5.7
State political climate
Alabama legislature & governorship
1.8
Economic stress
28.0% poverty · this tract
7.0
Supply constraint
$1,159 rent vs county FMR
4.1
Rent control risk
Inherited from Vestavia Hills
6.2
Eviction process difficulty
State law sets the calendar
1.7
Tenant organizing strength
Inherited from Vestavia Hills
5.5
Housing court bias
Inherited from Vestavia Hills
5.5

How Vestavia Lake compares

Risk score vs. parent city, county, state.
Vestavia Lake risk score vs. parent city / county / stateThis tract: 3.13.1This tracttract 012905Vestavia Hills: 2.22.2Vestavia Hillsparent cityCounty: 4.14.1Countyavg tract in countyState: 4.14.1Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 5

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 53Total filings over 10 yrs
  • 1.75%Avg annual filing rate
  • 3.2%Peak (2005)
  • 2Filings in 2016 (latest validated)
Filings by year 2000 to 2016
Year-by-year eviction filings in tract 010730129052000: 4 filings (1.17/100 renter HHs)2001: 8 filings (2.34/100 renter HHs)2002: 7 filings (2.05/100 renter HHs)2003: 3 filings (0.88/100 renter HHs)2005: 9 filings (3.17/100 renter HHs)2006: 8 filings (2.81/100 renter HHs)2012: 7 filings (2.22/100 renter HHs)2013: 2 filings (0.63/100 renter HHs)2014: 0 filings (0.00/100 renter HHs)2015: 3 filings (0.95/100 renter HHs)2016: 2 filings (1.26/100 renter HHs)
Filings dropped 50% over the past 11 months.
Comparable tracts

Census tracts with similar eviction risk

Within Vestavia Lake. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Vestavia Lake

The heaviest input here is economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Vestavia Hills eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Jefferson County average of 5.3 and above the Alabama statewide average of 4.5. Within its own county it reads on the riskier side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

The tract is predominantly White and ranks around the 5th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 01073012905

Q1

What is the eviction-risk score for census tract 01073012905?

Census tract 01073012905 in the Vestavia Lake neighborhood scores 3.1/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 01073012905?

Median gross rent is $1,159/month (ACS 5-year 2023, table B25064). 58% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 01073012905?

28.0% of residents in tract 01073012905 live below the federal poverty line (ACS B17001, 2023). Population: 4,655.
Q4

How socially vulnerable is tract 01073012905?

CDC Social Vulnerability Index ranks this tract in the 5th percentile nationally. Sub-themes: socioeconomic 2th, household 25th, minority 16th, housing 16th.
Q5

Is tract 01073012905 considered part of Vestavia Lake?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 01073012905 fall within Vestavia Lake (neighborhood centroid within 0.8 miles, OSM data).
Q6

How many evictions are filed each year in tract 01073012905?

Princeton Eviction Lab recorded 53 eviction filings across 10 validated years in tract 01073012905 (2000-2018). The average annual filing rate is 1.75% of renter households, peaking at 3.2% in 2005. Source: Eviction Lab tract-validated 2024 release.
Q7

What share of households in tract 01073012905 struggle to pay rent?

About 10.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8

How does tract 01073012905 compare to Vestavia Hills overall?

Tract 01073012905 scores 3.1/10, higher than the parent city of Vestavia Hills at 2.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Vestavia Hills eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9

Was tract 01073012905 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Vestavia Hills

Top eight tracts in Vestavia Hills ranked by composite eviction-risk score.

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