Vestavia Lake Eviction Risk: Moderate , Vestavia Hills

Against Jefferson County at 46.3%, 74% of renters here are cost-burdened. The dominant input is supply constraint at 10/10. The voucher gap is 61.5%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

Average gross rent is $2,046, 40% above the Homewood average. Annualized rent equals 39% of average household income of $62,222, past the 30% affordability line, which thins the margin any screening standard has to work with. Well under the midpoint, eviction-process difficulty reads 1.6/10.

Running cool, state political climate reads 1.8/10. The poverty rate is 21%, which in this model reads as reduced rent-recovery odds after a judgment. SNAP participation runs 5.2% against 15.2% nationally.

Princeton's Eviction Lab logged 28 filings here across 11 tracked years. Housing insecurity runs 6.1% against 14.2% nationally. The worst year on record was 2012, when 1.3% of renter households were served.

This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Birmingham. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.