Mertz Eviction Risk: Moderate , Mobile

Cost burden runs 85% here against 43.6% across Mobile County. Annualized rent equals 53% of average household income of $14,399, past the 30% affordability line, which thins the margin any screening standard has to work with. The dominant input is economic stress at 10/10.

Food insecurity runs 62.6% against 17.8% nationally. The poverty rate is 61%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. At $634 a month, rents run 41% under what the rest of Mobile commands.

Running cool, rent-regulation exposure reads 1/10. This is renter territory: 79% of occupied units are tenant-occupied. Well under the midpoint, supply constraint reads 1/10.

Against the Mobile County average of 4.0, this tract reads riskier for landlords by 1.0 points. Court records carry 397 eviction filings across 9 observed years.

Adults with no health insurance runs 19.1% against 11.3% nationally. Filings peaked in 2001 at 18.8% of renter households.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.