Montgomery Eviction Risk: Moderate

Against Montgomery County at 42.8%, 61% of renters here are cost-burdened. SNAP participation runs 43.2% against 15.2% nationally. Set annual rent against average income of $21,479 and the ratio lands at 50%, above the conventional 30% ceiling.

The score leans hardest on economic stress at 9.4/10. The poverty rate is 38%, which in this model reads as reduced rent-recovery odds after a judgment. On the softer side, rent-regulation exposure reads 1/10.

Inability to pay a utility bill runs 25.5% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. 69% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Running hot, court filing pressure reads 8.6/10.

Average gross rent is $889, 18% below the Montgomery average. Against the Montgomery County average of 4.0, this tract reads riskier for landlords by 1.0 points.

Court records carry 601 eviction filings across 9 observed years. The worst year on record was 2001, when 9.1% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.