Garden District Eviction Risk: Moderate , Montgomery

Severe burden reaches 35%. Those are renters paying half their income or more, and that is where non-payment filings originate. Inability to pay a utility bill runs 35.4% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The poverty rate is 55%, which in this model reads as reduced rent-recovery odds after a judgment.

Annualized rent equals 43% of average household income of $20,739, past the 30% affordability line, which thins the margin any screening standard has to work with. On the softer side, rent-regulation exposure reads 1/10.

Average gross rent is $751, 31% below the Montgomery average. Running hot, court filing pressure reads 8.6/10. 65% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Against Montgomery County at 42.8%, 51% of renters here are cost-burdened. Against the Montgomery County average of 4.0, this tract reads riskier for landlords by 1.0 points.

Adults with no health insurance runs 20.6% against 11.3% nationally.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.