Phenix City Eviction Risk: Moderate

Food insecurity runs 48.5% against 17.8% nationally. The poverty rate is 44%, which in this model reads as reduced rent-recovery odds after a judgment.

Running cool, rent-regulation exposure reads 1/10. Set annual rent against average income of $21,875 and the ratio lands at 37%, above the conventional 30% ceiling.

Severe burden reaches 23%. Those are renters paying half their income or more, and that is where non-payment filings originate. Inability to pay a utility bill runs 26.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Well under the midpoint, supply constraint reads 1.1/10. At $672 a month, rents run 31% under what the rest of Phenix City commands. This is renter territory: 67% of occupied units are tenant-occupied.

Against Russell County at 43.2%, 51% of renters here are cost-burdened. Against the Russell County average of 3.7, this tract reads riskier for landlords by 1.1 points.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.