Young America Homes Eviction Risk: Moderate

At $975 a month, rents sit 38% under what the rest of Phoenix commands. The main counterweight is rent-regulation exposure, at 1/10. Running cool is supply constraint, at 1/10.

Food insecurity affects 38.4% of adults, 20.6 points above the national rate. 22% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. CDC survey data puts housing insecurity at 26.2% of adults, against 14.2% nationally.

Court records carry 1,341 eviction filings across its 3 observed tracts. The worst year on record was 2004, when filings touched 26.2% of renter households. On the softer side is eviction-process difficulty, at 3/10.

The most recent observed rate, 12.4% in 2005, is well off that peak. That places it #19 of 113 neighborhoods in Phoenix. The closest comparables inside the same city are Lake Biltmore Village and Patrick Park.

Social vulnerability runs high at 9.1/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. The 3 tracts here are tightly clustered, 0.6 points apart at the extremes.

With little internal variation, 4.8/10 is a fair proxy for any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.