College Terrace Eviction Risk: Moderate

Pulling the other way is rent-regulation exposure, at 1/10. The severe-burden share is 27%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay.

Set annual rent against average household income of $36,460 and the ratio lands at 34%, above the conventional 30% ceiling. 20.0% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. The poverty rate is 27%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

On the softer side is eviction-process difficulty, at 2/10. Well under the midpoint is housing-court posture, at 2/10.

SNAP participation is 24.2% of households versus 15.2% nationally. Average gross rent is $1,025, 7% below the Little Rock average of $1,106. Among the 21 mapped neighborhoods of Little Rock, it ranks #1 by risk, the upper third.

Social vulnerability runs high at 9.3/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. 48% of occupied units are renter-occupied.

One tract means one number: 4.7/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.