Moraga Eviction Risk: Moderate

The main counterweight is economic stress at 1/10. The voucher gap is 30.5%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

On the high side, rent-regulation exposure reads 8.8/10. Sitting well above the midpoint, supply constraint reads 8.1/10.

Food insecurity runs 5.6% against 17.8% nationally. At $3,501 a month, rents run 21% over what the rest of Moraga commands.

Severe burden reaches 13%. Those are renters paying half their income or more, and that is where non-payment filings originate. It sits 1.2 points below the Contra Costa County average of 6.8.

SNAP participation runs 4.2% against 15.2% nationally. Nationally it ranks #22,681 of 84,120 for landlord eviction difficulty. Only 9% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.

Social vulnerability reads 2.4/10 on the CDC index, a measure of exposure to housing and economic shocks. Rent consumes only 17% of average household income of $250,001, an unusually wide affordability cushion. Statewide the CA average is 7.5, so this tract runs 1.9 points cooler.

Of its three components the socioeconomic standing measure is the least pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.