Fresno Eviction Risk: High

94% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. The clearest offset is supply constraint at 1/10.

At $899 a month, rents run 37% under what the rest of Fresno commands. Annualized rent equals 40% of average household income of $27,221, past the 30% affordability line, which thins the margin any screening standard has to work with.

Housing insecurity runs 30.7% against 14.2% nationally. The poverty rate is 29%, which in this model reads as reduced rent-recovery odds after a judgment.

It sits 1.5 points above the Fresno County average of 6.9. Against Fresno County at 49.3%, 57% of renters here are cost-burdened.

Sitting well above the midpoint, economic stress reads 7.1/10. Inability to pay a utility bill runs 17.5% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Running hot, eviction-process difficulty reads 7/10. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #5,730 of 84,120 for landlord eviction difficulty.

On the CDC Social Vulnerability Index the tract reads 10/10, which tracks how hard a shock lands on the households already here.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.