Harvard Heights Eviction Risk: High , Los Angeles

30% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Running hot, local political climate reads 9.5/10.

This is renter territory: 90% of occupied units are tenant-occupied. Annualized rent equals 41% of average household income of $37,120, past the 30% affordability line, which thins the margin any screening standard has to work with. On the high side, eviction-process difficulty reads 9.5/10.

At $1,277 a month, rents run 34% under what the rest of Los Angeles commands. The poverty rate is 30%, which in this model reads as reduced rent-recovery odds after a judgment.

SNAP participation runs 30.2% against 15.2% nationally. It sits 1.5 points above the Los Angeles County average of 8.4. Housing insecurity runs 23.4% against 14.2% nationally.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 100% of the 84,120 US census tracts in this model. CDC social-vulnerability scoring puts the tract at 9/10.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.