El Monte Eviction Risk: High

Severe burden reaches 31%. Those are renters paying half their income or more, and that is where non-payment filings originate. On the high side, rent-regulation exposure reads 8.5/10.

This is renter territory: 70% of occupied units are tenant-occupied. Running cool, supply constraint reads 1.6/10.

Housing insecurity runs 27.6% against 14.2% nationally. Adults with no health insurance runs 22.1% against 11.3% nationally.

The poverty rate is 21%, which in this model reads as reduced rent-recovery odds after a judgment. Against the Los Angeles County average of 8.4, this tract reads riskier for landlords by 1.1 points.

59% of renter households cross the 30%-of-income line, above the Los Angeles County average of 53.8%. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Los Angeles. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

That is riskier than roughly 97% of the 84,120 US census tracts in this model. Social vulnerability reads 9.8/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the CA average is 7.5, so this tract runs 2.0 points hotter.

Of its three components the housing type and transport measure is the most pressured. Average gross rent is $1,733, close to the El Monte average.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.