El Niguel Heights Eviction Risk: Moderate , Laguna Niguel

72% of renter households cross the 30%-of-income line, well above the Orange County average of 51.8%. Pulling hardest the other way is economic stress at 1/10.

Sitting well above the midpoint, rent-regulation exposure reads 8.2/10. It sits 1.4 points below the Orange County average of 7.0.

The voucher gap is 20.6%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. Average gross rent is $3,501, 21% above the Laguna Niguel average. Housing insecurity runs 5.4% against 14.2% nationally.

On the high side, tenant-organizing strength reads 7.1/10. Inability to pay a utility bill runs 3.0% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

On the national scale it lands near the 73rd percentile of the 84,120 tracts scored. At 19% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

On the CDC Social Vulnerability Index the tract reads 1.1/10, which tracks how hard a shock lands on the households already here.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.