Kensington Eviction Risk: High , San Diego

Severe burden reaches 28%. Those are renters paying half their income or more, and that is where non-payment filings originate. The clearest offset is supply constraint at 1/10. It sits 2.3 points above the San Diego County average of 7.6.

At $1,570 a month, rents run 32% under what the rest of San Diego commands. Annualized rent equals 35% of average household income of $53,537, past the 30% affordability line, which thins the margin any screening standard has to work with.

SNAP participation runs 31.8% against 15.2% nationally. On the high side, rent-regulation exposure reads 8/10.

Sitting well above the midpoint, eviction-process difficulty reads 8/10. The poverty rate is 24%, which in this model reads as reduced rent-recovery odds after a judgment. Housing insecurity runs 25.1% against 14.2% nationally.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 100% of the 84,120 US census tracts in this model.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.