Waterfront Eviction Risk: High

What pushes the score up most is tenant-organizing strength at 9.6/10. The severe-burden share is 31%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay. 86% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over.

Set annual rent against average household income of $82,826 and the ratio lands at 33%, above the conventional 30% ceiling. Sitting well above the midpoint is rent-regulation exposure at 7.7/10.

Running cool is supply constraint, at 2.6/10. The poverty rate is 16%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest.

That places it #2 of 7 neighborhoods in Santa Barbara. For a like-for-like read, East Side and Funk Zone score within a fraction of it.

Social vulnerability runs high at 8.6/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Average gross rent runs $2,295, close to the Santa Barbara average.

Because the boundary contains one tract, 8.5/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.