Waterfront Eviction Risk: High , Santa Barbara

31% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. 86% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Annualized rent equals 33% of average household income of $82,826, past the 30% affordability line, which thins the margin any screening standard has to work with.

Running cool, court filing pressure reads 1.8/10. It sits 1.5 points above the Santa Barbara County average of 7.0.

Against Santa Barbara County at 51.2%, 58% of renters here are cost-burdened. Sitting well above the midpoint, rent-regulation exposure reads 7.7/10.

SNAP participation runs 22.8% against 15.2% nationally. On the national scale it lands near the 94th percentile of the 84,120 tracts scored.

CDC social-vulnerability scoring puts the tract at 8.6/10. Statewide the CA average is 7.5, so this tract runs 1.0 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.