College Terrace Eviction Risk: Elevated

What pushes the score up most is tenant-organizing strength at 9.4/10. Against a Palo Alto baseline of 26.6%, 15% of renters here cross the 30%-of-income line. On the softer side is economic stress, at 1/10.

CDC survey data puts housing insecurity at 5.8% of adults, against 14.2% nationally. 3.0% of adults report being unable to pay a utility bill, below a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. Sitting well above the midpoint is rent-regulation exposure at 7.4/10.

10% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. Among the 13 mapped neighborhoods of Palo Alto, it ranks #6 by risk, the middle third. Only 11% of units are renter-occupied. Rental comparables are thin here; price renewals off the nearest genuine rental sub-market rather than off surrounding sale prices.

For a like-for-like read, Fairmeadow and Downtown North score within a fraction of it. Rent takes 5% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market. Poverty sits at 2%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

The area figure travels well to individual addresses here, though the per-tract table below still carries the detail. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.