Dry Creek Eviction Risk: High , San Jose

Running hot, eviction-process difficulty reads 9/10. Running cool, economic stress reads 1/10.

33% of renter households cross the 30%-of-income line, well below the Santa Clara County average of 43.5%. Average gross rent is $3,410, 28% above the San Jose average.

16% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Food insecurity runs 6.1% against 17.8% nationally.

SNAP participation runs 4.7% against 15.2% nationally. On the national scale it lands near the 92nd percentile of the 84,120 tracts scored.

Only 11% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. Social vulnerability reads 2.2/10 on the CDC index, a measure of exposure to housing and economic shocks.

Rent consumes only 18% of average household income of $233,750, an unusually wide affordability cushion. Statewide the CA average is 7.5, so this tract runs 0.8 points hotter.

Of its three components the housing type and transport measure is the least pressured. Poverty sits at 2%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.