Dry Creek Eviction Risk: High , San Jose

On the high side, eviction-process difficulty reads 9/10. Well under the midpoint, economic stress reads 1/10.

At $3,501 a month, rents run 31% over what the rest of San Jose commands. Severe burden reaches 22%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Food insecurity runs 6.8% against 17.8% nationally. 48% of renter households cross the 30%-of-income line, above the Santa Clara County average of 43.5%.

Inability to pay a utility bill runs 3.6% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #6,330 of 84,120 for landlord eviction difficulty.

Only 18% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. On the CDC Social Vulnerability Index the tract reads 2.4/10, which tracks how hard a shock lands on the households already here.

Statewide the CA average is 7.5, so this tract runs 0.8 points hotter.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.