Neighborhood · Ranked #44,543 of 84,120 nationally

Dry Creek Eviction Risk: Lower , San Jose

Tract 06085503001 · Santa Clara, CA · pop 4,455 · neighborhood within 1.1 mi

Landlord eviction risk in census tract 06085503001 (the Dry Creek area of San Jose, California) comes in at 6.1/10, the Elevated tier. On the national scale it ranks #18,057 of 84,120 for landlord eviction difficulty.

About 48% of renters carry a rent burden of 30% of income or higher, a severe level, and 22% are severely burdened at 50% or more. Average rent runs $3,501 a month against an average household income of $164,271 a year, roughly 26% of income at the averages. About 18% of occupied units are renter-occupied.

Risk score

3.8

Lower

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 9% Stable renters 9% Owners 82%

Tract context

Occupied units1,657

Renter share17.9%

SVI overall0.16

Poverty rate3.0%

Median income$164,271

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across San Jose and the region

Centroid at 37.2840, -121.8920 · click any tract to drill in

Why Dry Creek scores 3.8

9 axes · 1 = landlord-friendly

Local political climate

Inherited from San Jose

8.5

Regional political climate

2024 county presidential margin

7.4

State political climate

California legislature & governorship

6.8

Economic stress

3.0% poverty · this tract

1.0

Supply constraint

$3,501 rent vs county FMR

5.2

Rent control risk

Inherited from San Jose

9.5

Eviction process difficulty

State law sets the calendar

9.0

Tenant organizing strength

Inherited from San Jose

8.5

Housing court bias

Inherited from San Jose

8.5

How Dry Creek compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 16

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

2%Socioeconomic
78%Household composition
55%Racial/ethnic minority
13%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
0%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Dry Creek. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

6.9%Housing insecurity
3.6%Utility-shutoff threat
6.8%Food insecurity
5.5%SNAP enrollment
4.5%Transit barriers
4.1%No health insurance
13.4%Frequent mental distress
23.2%Any disability

Analysis

What drives eviction risk in Dry Creek

The score leans hardest on rent-control risk at 9.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from San Jose eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Santa Clara County average of 5.4 and in line with the California statewide average of 6.1. Within its own county it reads on the riskier side for landlords.

The tract is predominantly White and ranks around the 16th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

In CDC survey modeling, about 6.9% of adults here said they could not pay rent or mortgage at some point in the past year, and 3.6% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 06085503001

What is the eviction-risk score for census tract 06085503001?

Census tract 06085503001 in the Dry Creek neighborhood scores 3.8/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 06085503001?

Median gross rent is $3,501/month (ACS 5-year 2023, table B25064). 48% of renter households are cost-burdened.

What is the poverty rate in tract 06085503001?

3.0% of residents in tract 06085503001 live below the federal poverty line (ACS B17001, 2023). Population: 4,455.

How socially vulnerable is tract 06085503001?

CDC Social Vulnerability Index ranks this tract in the 16th percentile nationally. Sub-themes: socioeconomic 2th, household 78th, minority 55th, housing 13th.

Is tract 06085503001 considered part of Dry Creek?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 06085503001 fall within Dry Creek (neighborhood centroid within 1.1 miles, OSM data).

What share of households in tract 06085503001 struggle to pay rent?

About 6.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.6% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 06085503001 compare to San Jose overall?

Tract 06085503001 scores 3.8/10, lower than the parent city of San Jose at 9.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from San Jose eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 06085503001 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in San Jose

Top eight tracts in San Jose ranked by composite eviction-risk score.