Skip to content
Five Points, Florida eviction risk overview
City brief · 1,097 residents

Five Points, FL Eviction Risk: LOW

Columbia County · Population 1,097

In 2026
Risk score
2.5
LOW

81th percentile, Florida.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.5 Average2.2 Now2.5
3.0 1.5 1976 · score 2.4 1977 · score 2.0 1978 · score 1.9 1979 · score 1.9 1980 · score 1.9 1981 · score 1.8 1982 · score 1.9 1983 · score 1.8 1984 · score 1.6 1985 · score 1.6 1986 · score 1.5 1987 · score 1.5 1988 · score 1.5 1989 · score 1.5 1990 · score 1.6 1991 · score 1.7 1992 · score 2.0 1993 · score 2.0 1994 · score 1.9 1995 · score 1.9 1996 · score 2.2 1997 · score 2.2 1998 · score 2.2 1999 · score 2.2 2000 · score 2.1 2001 · score 2.2 2002 · score 2.3 2003 · score 2.3 2004 · score 2.2 2005 · score 2.1 2006 · score 2.0 2007 · score 2.0 2008 · score 2.4 2009 · score 2.7 2010 · score 2.7 2011 · score 2.7 2012 · score 2.6 2013 · score 2.5 2014 · score 2.5 2015 · score 2.4 2016 · score 2.3 2017 · score 2.3 2018 · score 2.3 2019 · score 2.3 2020 · score 3.0 2021 · score 2.8 2022 · score 2.3 2023 · score 2.3 2024 · score 2.6 2025 · score 2.6 2026 · score 2.5

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 3.5 Regional 3.5 State 1.5 Economic 8.5 Supply 7.0 Rent Control 3.3 Eviction 1.2 Tenant 9.7 Housing 5.3 2.5 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +50.2% (2024)
    3.5
  2. Regional political climate
    County-weighted neighbor mix
    3.5
  3. State political climate
    Florida legislature & governorship
    1.5
  4. Economic stress
    16.6% poverty · 19.7% unemp.
    8.5
  5. Supply constraint
    $1,119 average · 56.9% renters
    7.0
  6. Rent Control risk
    22.7% of income on rent
    3.3
  7. Eviction process difficulty
    30 days filing → judgment
    1.2
  8. Tenant organizing strength
    56.9% renters
    9.7
  9. Housing court bias
    County bench composition
    5.3
Geographic context

Risk heat across Five Points and the region

Click any city to see its score

How Five Points compares

Risk score vs. peers, county, state, and the U.S.
Rank in Columbia County
Elevated
#2 of 4 cities
Rank in county, 67th percentileLowHigh
#2 of 4 cities in Columbia County for landlord eviction risk.
Rank in Florida
High
#214 of 949 cities
Rank in state, 78th percentileLowHigh
#214 of 949 cities in Florida for landlord eviction risk.
vs. county · state · U.S.
Five Points risk score vs. county / state / U.S.Five Points: 2.52.5Five PointsThis cityCounty: 2.22.2Countyavg in countyState: 2.52.5Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.5
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 2.5/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.1 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 30d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,119/mo. A contested eviction takes 30 days and costs $1,162–$3,743 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 56.9%
    Renters
    The renters

    Who you'll be renting to.

    Out of 1,097 residents, 56.9% rent. 23% are spending 30%+ income on rent, 16.6% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 3.5
    Local + regional
    The politics

    Light-statute interior market.

    Local & regional political climate score 3.5 and 3.5 (GOP margin +50.2% (2024)). State climate at 1.5, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 1.5
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 1.5/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.2, housing court bias 5.3, rent-control risk 3.3. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.8 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 8.5
    Economic stress
    The stress

    Economic pressure is the real risk.

    Economic stress: 8.5. Supply constraint: 7. The numbers behind those: 16.6% poverty, 19.7% unemployment, 23% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Five Points sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Gainesville, FL · 27d · ~$2.1k all-in ($78/day) · score 2.9 Gainesville Jacksonville, FL · 29d · ~$2.4k all-in ($82/day) · score 2.5 Jacksonville Miami, FL · 29d · ~$2.3k all-in ($81/day) · score 3.1 Miami Tampa, FL · 28d · ~$2.4k all-in ($85/day) · score 2.7 Tampa Orlando, FL · 29d · ~$2.4k all-in ($82/day) · score 2.9 Orlando St. Petersburg, FL · 26d · ~$2.4k all-in ($94/day) · score 2.7 St. Petersburg Port St. Lucie, FL · 27d · ~$2.1k all-in ($77/day) · score 2.5 Port St. Lucie Hialeah, FL · 30d · ~$2.3k all-in ($77/day) · score 2.9 Hialeah Cape Coral, FL · 25d · ~$2.2k all-in ($88/day) · score 2.4 Cape Coral Tallahassee, FL · 30d · ~$2.5k all-in ($82/day) · score 2.9 Tallahassee Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Five Points
Five Points · 30d · ~$2.5k all-in ($82/day) · score 2.5 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Five Points, FL

Landlording in Five Points, Florida, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.5/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Five Points is a city of 1,097 residents where 56.9% of occupied units are renter-occupied, and the typical renter spends 22.7% of income on rent. At an average rent of $1,119/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Five Points eviction process actually works

Eviction process difficulty here reads 1.2/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Five Points closes 30 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Five Points's timeline is usually the calendar, not the motion practice. Housing court bias scores 5.3/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Five Points runs $1,162 to $3,743 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 30 days of typical timeline and $1,119/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 9.7/10 in Five Points, and the city has limited rent control exposure (3.3/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Florida, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Five Points: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Florida's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,743 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Five Points

Trap · 16.6%
Local poverty rate is 16.6%, and the rent-burden distribution skews the eviction-filings curve toward moderate volume in Columbia County. Rent-control-risk sub-score: 3.3/10. Tenant organizing is most active in the majority-renter neighborhoods.
05FAQ

Frequently asked questions

Q1

What is the most common mistake landlords make during eviction in Five Points?

The most common mistake is failing to properly serve the 3-day notice or accepting partial rent after the notice period has started. Both actions can invalidate your eviction case, forcing you to start over and costing you more time and money. Follow the statutory requirements precisely.

Q2

Can I evict a tenant in Five Points for reasons other than non-payment?

Yes, Florida does not have a statewide just-cause eviction requirement. You can terminate a month-to-month tenancy with a 15-day notice without stating a specific reason, as long as it's not discriminatory or retaliatory. For lease violations, you'd typically issue a 7-day notice to cure or quit, depending on the severity of the violation.

Q3

How long do I have to return a security deposit in Florida?

You have 15 days to return the security deposit if you are not making a claim against it. If you intend to keep any portion of the deposit for damages, you must send a written notice of your intent to impose a claim within 30 days by certified mail. Failure to do so means you forfeit your right to the deposit.

Q4

Is "cash for keys" a legal option in Five Points?

Yes, "cash for keys" is a perfectly legal and often effective strategy. It's a voluntary agreement where you offer the tenant money in exchange for them voluntarily vacating the property by a specific date, leaving it in good condition. It can save you significant time and legal costs compared to a formal eviction.

Q5

Do I need an attorney for an eviction in Columbia County?

While you can represent yourself in Florida's small claims court, having an attorney for an eviction is highly recommended. Eviction law has specific procedural requirements, and a small mistake can lead to delays or dismissal. An attorney ensures the process is handled correctly and efficiently, often saving you money in the long run.

===META_TITLE=== Five Points, FL Eviction Risk 5/10: Landlord Playbook for Success ===META_DESC=== Five Points, FL shows a 5/10 eviction risk. Understand Florida's 3-day notice, 30-day process, and $1,162-$3,743 costs. Get actionable landlord steps. ===INTRO_HTML===

Landlords in Five Points, Florida, face a unique set of circumstances. This small Columbia County community, with its 1,097 residents, presents a moderate eviction risk score of 5/10. That number tells you a lot, but not everything. For landlords here, it means you're not in a high-risk zone like some major cities, but you're definitely not in a low-risk one either. You need to be prepared and understand the local ground rules.

The numbers behind that 5/10 score are worth looking at. Rent-to-income ratio sits at 22.7%, meaning tenants spend a decent chunk of their income on housing. Average rent is $1,119/month, and a significant 56.9% of occupied units are rentals. The eviction process itself in Florida is relatively straightforward, scoring a low 1.2 for difficulty. However, areas like tenant organizing strength (9.7) and economic stress (8.5) pull the overall risk up. This isn't a place where you can afford to be lax with your landlord duties. Getting your ducks in a row from day one makes all the difference.

06Score

What this score means for landlords2

A 2.5/10 places Five Points in the 81st percentile of Florida cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.