Neighborhood · Ranked #67,219 of 84,120 nationally
Ruby Lake Eviction Risk: Lower , Doctor Phillips
Tract 12095017123 ·
Orange, FL · pop 4,856 · neighborhood within 0.4 mi
Census tract 12095017123 covers part of the Ruby Lake area of Doctor Phillips, FL, and scores 3/10 on landlord eviction risk. It is home to 4,856 residents. The severe-burden share is 32%, and it is the single best predictor in this model of a filing that actually reaches judgment.
Risk score
3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 25%Stable renters 15%Owners 60%
Tract context
Occupied units1,875
Renter share39.9%
SVI overall0.34
Poverty rate5.9%
Median income$155,057
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
50th percentile
#1 of 1 tracts In Ruby Lake
Moderate
Within parent city
0th percentile
#5 of 5 tracts In Doctor Phillips
Very Low
Within county
20th percentile
#215 of 267 tracts In Orange
Very Low
Within state
28th percentile
#3,704 of 5,122 tracts In Florida
Low
Geographic context
Risk heat across Doctor Phillips and the region
Centroid at 28.4031, -81.4933 · click any tract to drill in
Why Ruby Lake scores 3
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Doctor Phillips
6.5
Regional political climate
2024 county presidential margin
6.2
State political climate
Florida legislature & governorship
1.5
Economic stress
5.9% poverty · this tract
1.5
Supply constraint
$2,360 rent vs county FMR
7.1
Rent control risk
Inherited from Doctor Phillips
6.0
Eviction process difficulty
State law sets the calendar
1.1
Tenant organizing strength
Inherited from Doctor Phillips
7.1
Housing court bias
Inherited from Doctor Phillips
5.8
How Ruby Lake compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 34
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
46%Socioeconomic
11%Household composition
75%Racial/ethnic minority
34%Housing & transportation
Analysis
What drives eviction risk in Ruby Lake
The main counterweight is eviction-process difficulty at 1.1/10. Well under the midpoint, state political climate reads 1.5/10. Against Orange County at 51.4%, 62% of renters here are cost-burdened.
On the softer side, economic stress reads 1.5/10. The voucher gap is 20.5%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.
It sits 1.2 points below the Orange County average of 4.2. Nationally it ranks #67,219 of 84,120 for landlord eviction difficulty. Social vulnerability reads 4.1/10 on the CDC index, a measure of exposure to housing and economic shocks.
Statewide the FL average is 4.1, so this tract runs 1.1 points cooler. Of its three components the household composition measure is the least pressured. Poverty sits at 6%, low enough that arrears here usually signal a specific shock rather than a structural income gap.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 12095017123
Q1
What is the eviction-risk score for census tract 12095017123?
Census tract 12095017123 in the Ruby Lake neighborhood scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 12095017123?
Median gross rent is $2,360/month (ACS 5-year 2023, table B25064). 62% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 12095017123?
5.9% of residents in tract 12095017123 live below the federal poverty line (ACS B17001, 2023). Population: 4,856.
Q4
How socially vulnerable is tract 12095017123?
CDC Social Vulnerability Index ranks this tract in the 34th percentile nationally. Sub-themes: socioeconomic 46th, household 11th, minority 75th, housing 34th.
Q5
Is tract 12095017123 considered part of Ruby Lake?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 12095017123 fall within Ruby Lake (neighborhood centroid within 0.4 miles, OSM data).
Q6
How does tract 12095017123 compare to Doctor Phillips overall?
Tract 12095017123 scores 3/10, lower than the parent city of Doctor Phillips at 4.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Doctor Phillips; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Doctor Phillips
Top eight tracts in Doctor Phillips ranked by composite eviction-risk score.