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Neighborhood · Doctor Phillips, FL

Ruby Lake Eviction Risk: Lower

1 census tracts · pop 4,856 · pop-weighted Eviction Risk Score 3/10 · range 3–3

Ruby Lake maps to a single census tract in Doctor Phillips, FL and houses 4,856 people. Scored across those inputs it reaches 3/10, placing it in the Lower tier. Cost burden runs 62% against 30.6% citywide, putting Ruby Lake 31.0% over its own city.

32% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. Pulling the other way is eviction-process difficulty, at 1.1/10.

Well under the midpoint is economic stress, at 1.5/10. The voucher gap is 20.5%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears.

Running hot is tenant-organizing strength at 7.1/10. For a like-for-like read, Lake Cane Hills and Diamond Cove score within a fraction of it. Rent takes 18% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market.

Poverty sits at 6%, low enough that arrears here usually reflect a specific shock rather than a structural income gap. Average gross rent runs $2,360, close to the Doctor Phillips average.

40% of occupied units are renter-occupied.

Because the boundary contains one tract, 3/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.

Risk score
3
Lower
1 tracts · population-weighted
Ruby Lake vs Doctor Phillips How this neighborhood stacks against the citywide average
% of income on rent
61.6% +101%
Doctor Phillips: 30.6%
Average gross rent
$2,360 -1%
Doctor Phillips: $2,393
Average HH income
$155,057 +53%
Doctor Phillips: $101,540
Poverty rate
5.9% -47%
Doctor Phillips: 11.1%
Renter share
39.9% +21%
Doctor Phillips: 32.9%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Ruby Lake and the region

Click any tract to drill in · 1 tracts span score 3–3

Why Ruby Lake scores 3

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 1.5–1.5 across tracts
1.5
Regional political climate
County-level mix · 2024 presidential margin · Range 6.2–6.2 across tracts
6.2
Local political climate
Parent city governance · Range 6.5–6.5 across tracts
6.5
Rent control risk
62% of income on rent · Range 6.0–6.0 across tracts
6.0
Eviction process difficulty
State notice requirements & court backlog · Range 1.1–1.1 across tracts
1.1
Tenant organizing strength
40% renter households · Range 7.1–7.1 across tracts
7.1
Housing court bias
County bench composition · Range 5.8–5.8 across tracts
5.8
Economic stress
5.9% below poverty line · Range 1.5–1.5 across tracts
1.5
Supply constraint
Rent-to-FMR gap & zoning friction · Range 7.1–7.1 across tracts
7.1
Risk score comparison

Ruby Lake vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Ruby Lake score vs. parent city, state, U.S.3.0Ruby LakeNeighborhood4.2Parent cityhost city3.9Stateavg in state5.1U.S.national avgU.S. avg = 5.0
Census tracts

1 tracts in Ruby Lake

Ranked highest-risk first. Click for per-tract detail.

Tract Score Pop % over 30% on rent Average rent
12095017123 3 4,856 62% $2,360
Social Vulnerability Index

CDC SVI percentile: 35

Pop-weighted across 1 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 46%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 11%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 75%ile
Hispanic + non-white share of population
Housing & transport 34%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Frequently asked

About Ruby Lake

Q1

What is the eviction-risk score for Ruby Lake?

Ruby Lake scores 3/10 (Lower tier) across 1 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Ruby Lake compare to Doctor Phillips overall?

Ruby Lake scores 1.2 points lower than Doctor Phillips overall (4.2/10). Renters spend 62% of income on rent vs 31% citywide. Average rent: $2,360 vs $2,393.
Q3

What is the average rent in Ruby Lake?

Average gross rent in Ruby Lake is $2,360/month (pop-weighted across 1 census tracts, ACS 5-year 2023). 62% of renter households are cost-burdened.
Q4

What percentage of Ruby Lake residents are renters?

40% of Ruby Lake households are renter-occupied (vs 33% in Doctor Phillips). The neighborhood has 4,856 residents.
Q5

Is Ruby Lake a high social-vulnerability area?

Ruby Lake sits in the 35th percentile nationally on the CDC Social Vulnerability Index (less vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

How safe is Ruby Lake for landlords?

Ruby Lake carries a lower-tier eviction-risk profile for landlords (3/10). Pop-weighted across 1 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Doctor Phillips as a whole (4.2/10), this neighborhood is lower-risk.
Q7

What is the demographic breakdown of Ruby Lake?

Ruby Lake has 5,348 residents. Top groups: White (non-Hispanic) (46.1%), Hispanic / Latino (21.9%), Asian (non-Hispanic) (18.4%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Ruby Lake

Sibling neighborhoods

Other neighborhoods inside Doctor Phillips

Same parent city, ranked by score similarity to Ruby Lake.

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